EQUITY RELEASE
Live a better life with Equity Release
Equity Release as a Lifetime Mortgage is fair, flexible, and trusted – helping older homeowners release their hard-earned equity to enjoy a better life. If you’re over 55 you could access up to 60% of the equity in your home as tax-free cash. You can live in your home forever, retain full ownership, and not pay any monthly repayments.
A Lifetime Mortgage can open up opportunities and give you the cash you need to enjoy retirement to the full. We’re ready to answer your questions and help you find a deal that works for you – we’ll never pressurise you, the choice is entirely yours, and we welcome your family and friends to join in the discussion.
Once you understand how this product works, we’re confident you’ll be excited about your future.
EQUITY RELEASE CALCULATOR
Find out how much cash you could release
It takes less than 60 seconds…
What is Equity Release?
Equity Release had a bumpy start, but it’s now a trusted and regulated product allowing older homeowners to release equity in a fair and flexible way. With the newer product, called a Lifetime Mortgage, you can access up to 60% of the equity in your home as tax-free cash to spend however you wish – you’ll still own your home and you can live in it forever.
Click on the button below to learn all about Equity Release
How does Equity Release work?
For Equity Release as a Lifetime Mortgage, you can receive up to 60% of the value of your home as a loan secured against your property. This means you retain full ownership of your home and you can live in it forever. You’ll never go into negative equity and the balance is only paid back to the lender once you die or move into permanent care. There are lots of great options available to suit your situation, so click on the button below to learn more about how Equity Release works and what options you have.
Am I eligible for Equity Release?
If you’re over 55, you own a home in the UK worth at least £70,000, and you’ve paid off all or most of your mortgage, you should be eligible for Equity Release. How much equity you’ll be able to release depends on several factors, including your age, health, and the value and location of your property. Click on the button below to learn more about how eligible you’ll be for Equity Release.
ABOUT US
Heartbeat Financial is a local, family run business and part of the Heartbeat group of companies. We’ve been providing a trusted, quality service to our local community in real estate and mortgages for over 20 years.
We’re proud of what we do, because our job is to protect families and bring them security in times of need. And we don’t take this responsibility lightly, which is why we give each customer the attention they deserve.
We’re an honest and friendly team, and whatever service you’re after we’re here ready to help you. Call us today or pop in for a chat, we’ll make sure you get a nice cup of tea!
How Our Service works
Ask
Call us for a free chat and tell us what service you’re after. We’ll happily answer all your questions and explain everything you need to know.
Meet
Either come in to one of our offices or we can come to you. We’ll have a friendly chat, maybe a cup of tea, and get all the details we need from you.
RELAX
Just sit back and relax while we get to work protecting you, your family, and your assets. Once we’re done, you’ll have the peace of mind you need to enjoy life.